Installment Payments FAQ
Split your purchase into 4 equal, interest-free payments.*
No fees — ever.*
No impact on your credit score, and you’ll never pay interest or late fees.*
How it works
- Add items to your cart (or shopping bag) totaling $50 - $1,000.
- Check out with Shop Pay.
- Choose to pay in 4 installments.
- Your first payment is either due at checkout or 2 weeks after your purchase. The next 3 remaining installments are automatically charged to your card saved on Shop Pay every 2 weeks. Don't worry, you'll get an email reminder before each payment to remind you.
- If you finance your purchase with Affirm, your first payment is due approximately two weeks after your purchase is finalized. Please note that due to extended delivery times, your loan payment(s) may be due before you receive your purchase.
*Payment options are offered by Affirm and are subject to eligibility check and might not be available in all states. California residents: Affirm Loan Services, LLC is licensed by the Department of Business Oversight. Loans are made or arranged pursuant to California Financing Law license.